Monday, July 20, 2015

There's No Need to Get Stressed Out Buying a Home!



The stress of buying a home is right up there with death of a loved one, getting married or divorced. Moving is a life stressor and a major contributor of mental and physical disease according to HealthCentral.com. Add to that you can lose hundreds of thousands of dollars in the biggest purchase of your entire life and you can be stressed out if you don’t know what to avoid!

I wanted to share with you some of the information I presented last month at the FL Times Union Home Buyers Expo 

One of my presentations was 3 Monumental Money Mistakes To Avoid.

1.     Shop for the best lender, not the best rate.
-Do you start haggling with a car salesperson before you pick your car? No, so don’t make that mistake with the biggest purchase of your life. Shop for Lenders who are licensed, knowledgeable and can give your written references and success stories.  The best lender will get you the best loan program to suit your needs as well as the best interest rate.  This will save you thousands of dollars over the life of your mortgage loan.

2.     Get PreQualified or PreApproved before you start home shopping – Don’t waste time and money looking for houses you don’t qualify to buy.  Know your buying power.

3.     Choose your Team Wisely
– Would you choose a school without knowing where they rank in test scores in the state?  Would you choose a heart surgeon without knowing their education, what hospital they work for and how long they have been practicing?  You need to interview everyone who will be working for you during the home buying process:  Lender, Realtor, Title Company, Home Inspector, Insurance Agent.  They all need to work together to get you to closing on time.

I hope you find this information useful.


All of this information can be found in much more detail in my book on Amazon


To grab my new book, How To Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye™, click here: elysiastobbehomeloans.com
For more mortgage tips check out our website www.bestmortgagebook.info
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